Free Credit Report and Monitoring

Paypal is now offering free equifax monitoring for 12 months, so if something (atleast from my understanding)happens with your credit you will get an email about it. With identity theft and how important our credit is, this is a nice tool to use to make sure all is well with your credit. So go search on paypal to find the offer for your account. As long as you dont enter payment information you will not be charged after 12 months. Free Annual Credit Reports- the government said we have to be able to get a free report every year, so each of the three credit bureaus are on this site. I check one of them every 4 months and buy the score to go with it, the scores is about $6. This is just another way to monitor your credit and stay on top of your score. Very helpful if you plan on making large purchases in the near future.